What would you rather use to make a purchase?

I actually like the idea of being able to purchase items from your cell phone. No need to put your credit card digits at risk when you can purchase via text message...

I don't care how the companies spit the cash, as a consumer I just want to know how much it will cost me. I hope this gets a foothold in the US and starts growing.

http://money.cnn.com/2009/03/12/technology/paymo.fortune/index.htm